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Unlimited trips for a year covering up to £7,500 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Insure & Escape
AVIS
Europcar
Sixt
Enterprise
Cost*
£14.34
Standard
£11.47
Best loyalty price**
£309.68
£341.88
£173.04
£276.15
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Insure & Escape Plus members, in most cases Insure & Escape Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
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Reviews
I contacted Insure & Escape to inform them of a recent accident I had, resulting in a hospital stay, which might affect my annual holiday insurance policy. I spoke to Bradley who was very patient, well informed and a pleasure to deal with.
Efficient service, polite and well trained staff, easy process no problems at all.
Charlie was clear calm and very supportive in helping me update my medical issue. Thank you Charlie 👍
As always, the service I received was exemplary this will be the fifth time I’ve used you for my holiday insurance due to my medical condition. You are still by far the best company I could go with your customer service is 2nd to none and I could not be more happier with the service I receive would give you six stars if I could.
I haven't had the service yet! As my holiday isn't till December! So I will take a survey then 😁👍
I went though topcash back, and they offered the travel insurance I needed. Easy to use on line as well.
Done it on line very easy to do
I was very pleased with the service I received. My query was dealt with quickly and efficiently by Dikra, and it was refreshing to hear a friendly voice on the other end of the phone. I can recommend this company.
The operator Charlie was polite and courteous, and kept me well informed throughout the call
For someone like myself that isn't very good with modern technology I found getting my holiday insurance on line through Insure and Escape very easy.
Was impressed at how quick I got my next trip insurance sorted out.
Bringing us with you has never been easier!
We've compressed everything that's unique about Insure & Escape into one app to ensure you have instant access to everything you need on your travels.
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