Unlimited trips for a year covering up to £10,000 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 62 days per rental.
Cover up to two main drivers who can independently travel and hire a car.
Named drivers can drive any hire car rented by a main driver and receive full coverage.
Insure & Escape
AVIS
Europcar
Sixt
Cost*
£14.56
Standard
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
Max days (per trip)
8 days
8 days
8 days
8 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Insure & Escape club members, in most cases Insure & Escape club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive member benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
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Reviews
Easy to use site. Good value cover.
when i wasn't sure about answers to health questions, rather than having to guess, I was able to speak to an advisor straightaway to clarify. Very helpful and unusual these days!
Spoke to Mikhala who assisted me with a date change on my travel insurance policy. After giving a few details,the date was changed at no extra cost.Thank you Mikhala for your help.
Easy to go through the process
Seems a great service so far. Competitive prices.
Clear quick and concise Easy to understand
First class,straight forward questions, easy to answer and understand,
The service today was excellent. Call got answered promptly a lovely member of staff was quick to update my policy, She also went through things clearly.
Very professional service. Very helpful and friendly. Anca was polite and very efficient. Thank you
Jake was very pleasant and efficient in helping with my query.
standard online process
Very helpful service. Gained returning customer discount. Polite and professional customer service by Libby. Fast, efficient and great value.
Good to talk to you Bradlay. You were fast efficient and completely on top of the problem. You had it sorted and my new policy up and running in no time at all. Thank you, I had spent quite a a lot of my time on the application and got trouble trying to complete the payment. Thanks for Good advice to get the App as well. Patrick, Marlow
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