Unlimited trips for a year covering up to £10,000 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 62 days per rental.
Cover up to two main drivers who can independently travel and hire a car.
Named drivers can drive any hire car rented by a main driver and receive full coverage.
Insure & Escape
AVIS
Europcar
Sixt
Cost*
£14.56
Standard
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
Max days (per trip)
8 days
8 days
8 days
8 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Insure & Escape club members, in most cases Insure & Escape club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive member benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
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Reviews
I booked on line and it was a very easy process even after carrying out the medical screening
Efficient website, easy way to sort out travel insurance.
Straightforward questions and a follow up to make sure you’ve left nothing out . Easy enough to forget a little thing like I did, but all righted so now can rest assured I’m not going to be one of those horror stories we sometimes read claim refused because of ! Tried several companies and some of the prices 🤔 thought I was going on a world cruise not a fortnight in Spain .
Easy to understand and complete the application, excellent value for money.
Found through a compare website and this was reasonably priced
It was a well thought out, very easy to use straight forward and simply worded website.
Filling in the on screen paperwork was easy to navigate. Priced very reasonable. Hope I never need it, however, if I do??. I will no doubt see how helpful they are?. So far so good.
Anca was brilliant I couldn't praise her enough she made it feel comfortable on the phone def use you again thanks very good
Excellent customer service from Nicky
Great service, Charlie, was patient helpful and has a good sense of humour,I am not great with technology so being able to speak with someone is much better for me. I will be using insure and escape again and if possible I will ask for charlie
Website easy to navigate. Questions well worded and easy to answer. Medical questions concise and to the point. Very competitive price.
Easy to apply on line. Forms were easy to understand no messing with phone calls. Cheap quotes for all your needs.
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