Unlimited trips for a year covering up to £10,000 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 62 days per rental.
Cover up to two main drivers who can independently travel and hire a car.
Named drivers can drive any hire car rented by a main driver and receive full coverage.
Insure & Escape
AVIS
Europcar
Sixt
Cost*
£14.56
Standard
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
Max days (per trip)
8 days
8 days
8 days
8 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Insure & Escape club members, in most cases Insure & Escape club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive member benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
Access the Insure & Escape ClubSo what makes Insure & Escape Club special?
Save up to 20% on your travel insurance
100% free for policy holders
Exclusive offers, draws and discounts on the UK's most popular brands through our Discount Hub.
All of your policy details in one place
Reviews
Had to make a last minute change to policy. Dexter dealt with it without a fuss, was very patient and told me about the app which I have downloaded.
Ease of application and simple to set up.
Fantastic and really helpful service from Susie
Quick, friendly and efficient response to my query about my travel insurance policy.
Call answered promptly and Christian was very pleasant and helpful and reassured me that policy covers me for upcoming holiday
Excellent and very easy to set up
Great service, highly recommend. The lady who dealt with my query was extremely facilitating, patient and friendly.
Excellent customer service from Mikhala - very helpful and friendly. Answered all my questions knowledgeably and remained professional throughout. Happy that I have the best policy for me.
Susie was a pleasure to deal with.
Dexter dealt with my query in a friendly and professional way. He explained everything clearly.
All done online and easy
I received excellent service from Jake yesterday. He was very patient and understanding dealing with an 'add on ' trip for my daughter. He is a credit to your company! Jake was very through in making sure all details correct. Thanks Jake for your patience!
Easy to buy policies. A substantial discount if you have bought policies before. Good communication and documents provided.
Every detail of the policy was explained thoroughly
Lady i spoke to was very helpfully and understanding.
Pleasantly surprised with a discount offered in renewal which made the premium competitive
So simple to use the App. & no awkward questions.
Bringing us with you has never been easier!
We've compressed everything that's unique about Insure & Escape into one app to ensure you have instant access to everything you need on your travels.
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