Unlimited trips for a year covering up to £10,000 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 62 days per rental.
Cover up to two main drivers who can independently travel and hire a car.
Named drivers can drive any hire car rented by a main driver and receive full coverage.
Insure & Escape
AVIS
Europcar
Sixt
Cost*
£14.56
Standard
£11.65
Best loyalty price**
£228.22
£233.50
£391.85
Max days (per trip)
8 days
8 days
8 days
8 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Personal Possessions
Lock Out
Breakdown Recovery
Optional
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 6th August 2025 and based on quotes obtained directly from each competitor's website for a rental at Alicante airport from 10th August to 17th August 2025 for a mid-sized hatchback (e.g. Seat Leon) ** Based on the maximum 20% loyalty discount available to Insure & Escape club members, in most cases Insure & Escape club loyalty discount will vary between 15% and 20%, see club benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive member benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
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Reviews
Spencer helped me through travel insurance process, and also managed to get me a discount. Really hard finding company that gives you 60 day cover without costing you a fortune.
Spoke to Bradley about my policy He was very helpful and pleasant. thank you Bradley
Easy to apply for fast simple and very good price.
Straighforward, and a very competitive price
Excellent price,Easy to purchase.First class service
Easy to use online service - competitive prices and cover
Very easy to insure, clear on what they’re offering but of course won’t really know unless I need to make a claim
Helpful and personable service, quickly understood my query and able to advise appropriately.
Ease of getting insurance without any fuss. Quick and easy website to understand.
Easy to use site. Information nice and clear. Appears to be good value for money.
The whole process was more straightforward than I expected. A pleasant surprise.
I called to renew my travel insurance and was amazed by the excellent service. I actually spoke with a real person who was knowledgeable, helpful and friendly. I then renewed my policy for a lower cost than last year ! How can this be possible, have I gone mad ?
The experience was brilliant and handled smoothly by Susie. I had difficulty understanding in reading a medical form, Susie took the time to reread and reword it in simpler terms. I am quite happy with the response from the Insure and Escape.
Answered all my questions that I had concerns about, very helpful could not do enough to help me.
Very well explained and it was easy to do our reinsurance and because we reinsured we received a discount
Excellent service. I had to call the contact number today, and I got to speak to the person straight away. There was no lengthy waiting while listening to the music and/or answering robot generated questions. My problem was addressed and solved on the spot. Thank you for your great service and not wasting my time!
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