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Unlimited trips for a year covering up to £7,500 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Insure & Escape
AVIS
Europcar
Sixt
Enterprise
Cost*
£14.34
Standard
£11.47
Best loyalty price**
£309.68
£341.88
£173.04
£276.15
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Insure & Escape Plus members, in most cases Insure & Escape Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
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Reviews
The service is the best, you are talking to a actual person. I had some medical queries that I needed help with, so I got the correct cover. The customer service guy I spoke with Bradley his knowledge was second to none, and I have used them 3 times now and would recommend to anyone as they have the got best advice and service possible.
Easy straight forward to negotiate
Easy to set up . Straight forward to navigate around the app
Easy questionnaire, quick result, reasonable quote
Easy transaction Clear Info all good
Very good to speak with an actual person who could help with my enquiries.
Excellent service easy to use and clear questions asked just the job thank you.
Easy to use web site Very reasonable premium and level of cover.
Quick and easy. Had holiday insurance in a couple of minutes.
Purchased travel insurance online and found it to be a easy process and with competitive prices and good levels of cover
This policy was easy to buy. I need medical cover for several conditions and I am always concerned I get the correct cover. It was easy to navigate and confirmed all before I pressed confirm to buy. Fortunately I didn’t need to claim however I got a welcome back e mail from Insure and Escape with a link to the claim form should I need to claim which I thought was very good.
Really helpful individual who talked me through our new policy
Easy to purchase travel insurance and at a good price!
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