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Unlimited trips for a year covering up to £7,500 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Insure & Escape
AVIS
Europcar
Sixt
Enterprise
Cost*
£14.34
Standard
£11.47
Best loyalty price**
£309.68
£341.88
£173.04
£276.15
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Insure & Escape Plus members, in most cases Insure & Escape Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
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Reviews
Seemed friendly and cheap They offer to send paper documents Covered everything I wanted They gave a tel no
Quick and easy and half the price of others for holiday insurance happy with the great price
Straight forward easy to do also liked discount received as a returning customer
Best price I could find for travel insurance with medical conditions. It provides good cover in all aspects. I have not made a claim against this policy so I cannot comment on the claims aspect at this stage.
Fabulous, easy, reasonably straight forward, competstively priced
Excellent service and very easy to complete the online process.
Clear & simple process.
Not an easy topic to discuss. People's medical conditions. Very helpful and understanding. Took longer than I expected considering I was a previous member but we got there. Just a very pleasant experience
Found on comparison site & was very Easy to use.
Prompt response & cover Value for money
I have since used the company again for my up coming holiday.
So easy to follow instructions and we got the exact cover we needed
Couldn't get my quote sorted with all my medical conditions, but phoned and discussed it with Nicky. We ended up doing a new quote and got it sorted, I missed a couple of things but all sorted with not much extra cost. Thank you
Too early to say as still on holiday and haven't had to use it BUT , for buying insurance whilst waiting for an operation - this company has common sense and isn't trying to rip me off.
Easy to purchase on line. Wanted paper documents and the person I spoke with on the phone was very helpful, explained everything clearly and they arrived exactly as promised.would certainly used this company again.
Great customer service. Very smooth and helpful. I needed to amend my policy which was actioned without any stress. Thank you.
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