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Unlimited trips for a year covering up to £7,500 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Insure & Escape
AVIS
Europcar
Sixt
Enterprise
Cost*
£14.34
Standard
£11.47
Best loyalty price**
£309.68
£341.88
£173.04
£276.15
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Insure & Escape Plus members, in most cases Insure & Escape Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
Already a policyholder?
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Reviews
Quick and easy to set up. Clear stipulations all round great service
Doesn’t pester you by asking for fone number etc. straight forward form to fill in & not too many questions that are not relevant! With respect I hope I don’t need to contact while I’m on holiday! 😀
Very good, easy to arrange Holiday insurance and received all documents quickly after payment made.
Once passed all the options l got to talk to a friendly and polite lady that dealt with my issue respectfully and easily.
So far so good, easy to organise.
I was very pleased with the website it was really easy to use
Fantastically priced website easily accessible and easy to use
Great Company, very easy to work with
Very reasonably priced holiday insurance quick and easy to get the quote that was best for me and my family.
The service was efficient and effective, the website was east to navigate and a very good price, great service
Good price for the year, easy to use.
Very competitive quote for 2 adults with pre existing conditions and very clear and simple to use website.
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