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Unlimited trips for a year covering up to £7,500 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Insure & Escape
AVIS
Europcar
Sixt
Enterprise
Cost*
£14.34
Standard
£11.47
Best loyalty price**
£309.68
£341.88
£173.04
£276.15
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Insure & Escape Plus members, in most cases Insure & Escape Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
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Reviews
Everything way lay out fo3 easy understanding and was quick with a quote
No problems encountered, but standard email to check with link to claim form
I have used your company to insure us many times and I am very satisfied
It was easy to do but… hope I don’t encounter any problems when I am on holiday
Spoke to Spencer today, 28/09/2026 to update my husbands medical. he has had cataract surgery on his left eye, and has had a change of Tablets for his essential tremors, coming off three tablets and being replaced by one. we also updated his policy from specific holiday dates to one year paying an extra £140.96. Spencer said he made a note of all updates and increased the policy for us. Thank you for your help Spencer. Mrs Julie Phillips wife of Martin Phillips
The insurance was just the one I wanted as all my medical conditios was including and they were accepted
Seemed friendly and cheap They offer to send paper documents Covered everything I wanted They gave a tel no
Quick and easy and half the price of others for holiday insurance happy with the great price
Straight forward easy to do also liked discount received as a returning customer
Best price I could find for travel insurance with medical conditions. It provides good cover in all aspects. I have not made a claim against this policy so I cannot comment on the claims aspect at this stage.
Fabulous, easy, reasonably straight forward, competstively priced
Excellent service and very easy to complete the online process.
Clear & simple process.
Not an easy topic to discuss. People's medical conditions. Very helpful and understanding. Took longer than I expected considering I was a previous member but we got there. Just a very pleasant experience
Found on comparison site & was very Easy to use.
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