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Unlimited trips for a year covering up to £7,500 of excess across the policy duration on our Annual Multi-trip policies.
Worldwide cover for up to 94 days per rental.
Cover up to 10 main drivers who can independently travel and hire a car.
Cover will automatically extend to named drivers you add to your Car Hire Agreement.
Insure & Escape
AVIS
Europcar
Sixt
Enterprise
Cost*
£14.34
Standard
£11.47
Best loyalty price**
£309.68
£341.88
£173.04
£276.15
Max days (per trip)
8 days
7 days
7 days
7 days
7 days
Excess/Deposit reimbursement
Mis-fuelling
Tyre, Windscreen & Undercarriage
Lost/damaged keys
Breakdown Recovery
* Our car hire excess insurance comparison is updated annually. This table was last updated on the 7th August 2026 and based on quotes obtained directly from each competitor's website for a rental at Malaga airport from 10th August to 17th August 2026 for a mid-sized SUV (e.g. Nissan Qashqai or CUPRA Formentor) ** Based on the maximum 20% loyalty discount available to Insure & Escape Plus members, in most cases Insure & Escape Plus loyalty discount will vary between 15% and 20%, see Plus benefits for more information.
While our cover is generally more comprehensive than that of a car hire company, our cover requires you to pay the excess if you damage your rental car and reclaim it from us. Car hire company cover, while significantly more expensive, offers more convenience as if you damage your rental car there is no excess to pay.
For example, if your excess with the car rental company was €750 and you damaged your rental vehicle, you would pay the rental company €750 and they would pay the remaining cost of the claim. You would then claim back the €750 you paid, from Insure & Escape. If you had alternatively taken the car rental company cover your excess would have been reduced to €0 saving you the hassle of paying and reclaiming.
Exclusive customer benefits for policy holders
We don't believe in "new customer offers".
For us, it's all about rewarding loyalty.
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Reviews
I found Grace extremely helpful when I had to amend my policy. She was very thoughtful and gave me plenty of time to make sure I had all details correct for my travel insurance policy.
Friendly unhurried courteous respectful Policy quickly updated Gives me confidence in making a claim if I have to
Very easy to run through questions and easy to set up ,good price ,very happy with service
Very easy and quick to fill the form out Very clear and helpful
Excellent customer service easy to arrange cover excellent price
Easy online booking. Documents were threw in minutes. First class and very reasonably priced compared to some insurers
Easy to understand the policy, phoned customer service to confirm a few points, contact easy and very helpful
Good price and easy form to fill in
Very helpful in an awkward situation.
It was quick no messing with medical questions. Price was very reasonable
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