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Coronavirus Cover

The information below is correct for policies sold on or after the 1st April 2023, if you purchased your policy prior to this date please refer to your policy documents provided in your welcome email, or in your customer zone.

Policies sold on or after 1st April 2023

For full details of what is covered and what is not covered please refer to the policy wording. Please ensure you read your policy wording and certificate of insurance to ensure that the cover we are able to offer meets your requirements. Insure & Escape provides cover under the following sections in relation to COVID-19.

BEFORE YOU TRAVEL
Trip Cancellation
  • If you become ill with COVID-19 and are no longer able to travel.
  • If a family member who is not travelling with you contracts COVID-19 and is in a life-threatening condition or requires hospitalisation.
  • If you have to quarantine due to being exposed to COVID-19, provided the quarantine is specific to you.

An Insure & Escape policy will not cover you for Trip Cancellation due to a change in travel advice by the Foreign, Commonwealth & Development Office.

WHEN YOU ARE TRAVELLING
Trip Interruption
  • If you become ill with COVID-19 and cannot continue with your trip.
  • If a family member who is not travelling with you contracts COVID-19 and is in a life threatening condition or requires hospitalisation.
  • If you have to quarantine due to being exposed to COVID-19, provided the quarantine is specific to you.
Travel Delay
  • If you have to quarantine due to being exposed to COVID-19, provided the quarantine is specific to you.
  • If you are denied boarding based on a suspicion that you have COVID-19.
Emergency Medical
  • If you become ill with COVID-19 and need emergency medical treatment before you return home.
Emergency Transportation
  • If you require emergency transport to the nearest appropriate medical facility following a diagnosis of COVID-19 on your trip.
  • If you require Medical Repatriation to your home following a diagnosis of COVID-19 on your trip.
Sports Cover
  • If you or a travelling companion or a family member who is participating in the activity receive a diagnosis of COVID-19 which is disabling enough to make a reasonable person not participate in the activity.
Cruise Cover
  • If a doctor on board your cruise ship has advised you not to go on a Shore Excursion due to a diagnosis of COVID-19.
An Insure & Escape policy will not cover you for Trip Interruption, Emergency Medical Cover Abroad or Emergency Transportation Cancellation if you choose to travel against advice by the Foreign, Commonwealth & Development Office.

Policies sold between 23rd March 2022 and 31st March 2023

The cover under your policy for Coronavirus will depend on the level of cover you have chosen. Please select the cover level of your policy below to view or download the full information about your cover including if your policy will cover you in a number of scenarios.

If you can't find the answer you need below please contact us.

Economy

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Premium

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First

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Essential

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Deluxe

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Finest

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If you have a specific scenario not listed above for which you would like clarification, please contact our team at support@insureandescape.co.uk or 0203 137 0379.